Can I Get Approved for a Plastic Surgery Loan in Georgia?
Until recently, plastic surgery was comparable to magic, but in reality it could only be used by show business stars, actors or famous politicians. This limited use of plastic surgery was due to several factors: a small number of medical professionals in this area, too high prices and the absence of clinics in Georgia.
Now everyone in the state can do any plastic surgery. The environment of doctors was “diluted” with the lion’s share of plastic surgeons, which formed a special competitive caste of doctors. But so far there are not so many people who want to undergo plastic surgery. However, the society was divided into 2 “camps”, where the first seeks to carry out as many plastic manipulations as possible, and the second uses any arguments so as to avoid a visit to a plastic surgeon.
The top 5 plastic surgeries in Georgia
- Breast augmentation – 15.6%;
- Liposuction (fat removal) – 14.6%;
- Eyelid surgery – 12.5%;
- Rhinoplasty (nose job) – 8.1%;
- Abdominoplasty (removal of excess fat and skin) – 7.5%;
How much can plastic surgery cost?
Here is what is included in the cost of plastic surgery:
- Cost of plastic surgery or other correction: the services of an anesthesiologist and the cost of the anesthetic drug, implants, the necessary medications, materials, other operating expenses;
- Stay in a hospital clinic or medical center (within 1 day);
- Postoperative care service;
- Taxes, labor costs of the plastic surgeon and auxiliary medical personnel.
Here you can find a comprehensive list of average plastic surgery costs in 2021.
20-30 years ago, the services of such surgeons were more expensive, but even today, surgery cost is too high for many people. You cannot calculate the exact cost of the desired surgery without personal doctor consultation. Each case is individual.
Payday loans: financing plastic surgery in 2021
If we consider plastic surgery as one of the vital needs (sometimes congenital defects need to be corrected until a certain age in order to avoid complications), then online payday loans in Georgia are quite suitable for paying for it. When applying for payday loans or so-called cash advance loans, no one is ever interested in the loan purpose. Therefore, this option of lending is quite suitable for getting funds for plastic surgery. The entire procedure is completed online.
This option of lending is especially suitable for people who have a steady income but do not have documentary evidence of it. The disadvantage of this loan type is the high annual interest rate, which typically exceeds 30%.
Distinctive features of online payday loans:
- No paperwork – you only need a few documents to get approved);
- Small loan amounts – usually they do not exceed $1,000, however, some lenders lend up to $2,500;
- Relaxed eligibility criteria;
- High approval rates;
- Online application 24/7;
- Fast funding – often the same day;
- High interest rates.
This option is perfect for those who are confident in their financial capabilities but for one reason or another cannot document them. And this is often the only available option for people with bad credit history.
You can also pay for plastic surgery in Georgia using a bank credit card. Most plastic surgery clinics in Georgia even have payment terminals. Credit card interest rates may be high, but almost anyone can get the card. If the limit on a valid credit card is not enough, you should actively use it for some time in order to ask the bank to increase the limit to the amount that is needed for the surgery.
How to get a plastic surgery loan online
For your convenience, payday lenders have made the process of getting a loan in Georgia as simple as possible. First, you need to make an appointment with a surgeon who examines you, determines the features of the surgery and its exact cost. After that, you will need to complete a short application on the lender’s website and wait for approval. If accepted, you should expect to have the money in your bank account within several hours. The APR will be influenced by the selected loa size and term.
The loan term is short – it usually does not exceed 1 month, so make sure you will be able to repay the debt quickly.
To apply for a payday loan, you will need:
- a steady source of income;
- age over 18 for men and women;
- some kind of identity verification.
There are no penalties or penalties for early loan repayment. There’s no official maximum age limit.